Molly Frean is a third-year doctoral student in Wharton’s Department of Health Care Management and Economics. Broadly, Molly’s research interests are in the design of health insurance and how it shapes consumer behavior and experience. She is interested in consumer decision-making as it relates to selecting insurance and to seeking care, and the roles of choice frictions and asymmetric information in these decisions. Prior to Wharton, Molly worked in health economic consulting and as a research assistant in the department of Health Policy and Management at Harvard School of Public Health. She received her undergraduate degree in Economics and Psychology from Macalester College.