All qualified health plans under the Affordable Care Act must cover a package of essential health benefits (EHBs) equal in scope to a typical employer plan. The law laid out 10 general categories of services that EHBs must cover, but did not itemize those services. Each state is allowed to identify an existing plan as a benchmark for these EHBs. The result of this policy is that EHBs vary from state to state, often because of a legacy of different state-mandated benefits (such as treatments for autism, infertility, or temporomandibular joint disorders).
In a new Data Brief, we look at how essential health benefits (EHBs) vary across states. The Affordable Care Act required qualified health plans to cover a package of essential health benefits (EHBs) equal in scope to a typical employer plan. The law laid out 10 general categories of services considered essential, but did not itemize those services.
We've gathered a collection of live tweets from our joint PennLDI-Wharton Public Policy Institute event held October 9. Three panels of researchers and policymakers shared results and insights about how the research could help improve implementation of health care reform.
Sit back, read more, and enjoy the story!
On Tuesday, October 7th LDI will host Avik Roy, Senior Fellow at the Manhattan Institute and the Opinion Editor at Forbes, who will talk about health insurance premium “rate shocks” attributable to the Affordable Care Act. (Register to attend)
How are rural areas faring with the Affordable Care Act? Has the law fostered competition among plans or have one or two insurers dominated? This Data Brief examines 2014 premiums and finds that residents of rural counties, as a whole, did not face higher premiums than residents of urban counties. However, states with largely rural populations do face fewer choices and higher premiums. These are the states to watch as new issuers enter the marketplaces and 2015 premiums are filed.
In a new Data Brief, we take a nuanced look at 2014 premiums and choices faced by rural residents on the health insurance marketplaces, compared to their more urban counterparts. Prior to the ACA, many rural areas had high premiums and little competition among insurers. Did the ACA change that? The answer, it turns out, depends on the state.
Cross-posted with The Field Clinic Blog
In a new blog post, LDI Executive Director Dan Polsky discusses the limited impact the ACA has had, thus far, on patient volume, and contrasts that with the potentially dramatic impact it can have on people previously uninsured.