Health Insurance

Financial and structural characteristics of the public and private programs that cover medical costs. LDI analyzes how to expand and improve coverage through insurance exchanges, employer-sponsored insurance, and public programs.

Health Insurance Exchanges: A To-do List for States

Aug. 6, 2012

The Supreme Court's ruling in June to uphold the Affordable Care Act has left states with a number of decisions to make. While coverage surrounding the Court's decision was focused on the individual mandate, that mandate was part of a broader plan to ensure that every state in the nation have an operational health insurance exchange, or marketplace, by January 2014.

In the next few months, states have some things to do:

Designing Health Insurance Exchanges: Key Decisions

Issue Brief
Mar. 7, 2012

A cornerstone of health care reform is the establishment of state-level insurance exchanges where individuals and small businesses can purchase health insurance in an online marketplace. This report reviews the experience of Massachusetts in developing a health insurance exchange and offers policymakers guidance on key features and likely consumer responses.

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