LDI Briefs

Preparing for the Next Natural Disaster: Learning from Katrina

Mar. 1, 2006

In this Issue Brief, a leading expert on decision processes and low- probability events discusses the reasons why people do not take protective measures voluntarily. In addition, he suggests ways to reduce losses through a disaster management plan that includes well-enforced building codes and land-use policies, insurance incentives, and long-term loans. 

The Effect of Firearm Deaths on Life Expectancy and Insurance Premiums in the United States

Oct. 27, 2005

 In this Issue Brief, Dr. Lemaire explores whether deaths from firearms explain some of these international and racial disparities in life expectancy. He uses actuarial techniques to calculate the “cost” of firearm deaths in the U.S., both in terms of reduced life expectancy and increased life insurance premiums.