In a new LDI/RWJF Data Brief, we go window-shopping on each health insurance marketplace, and evaluate what we see in terms of “choice architecture” and decision support. How does Healthcare.gov and each of the 14 state-based marketplaces present the choices available, and how does each site help consumers choose the plan that is right for them?
This data brief examines the window-shopping experience that consumers encountered on each health insurance marketplace website during the first two weeks of the Affordable Care Act's second open enrollment period. The marketplaces have made some progress toward adopting the recommended "Top 5 Rules for Decision Support." Shoppers found plenty of sorting and filtering options, but insufficient information about providers and little true decision support.
The federal government’s health insurance marketplace HealthCare.gov (re)opened for business on November 15th. Last year, LDI Fellow Charlene Wong, MD researched how to improve the site to respond to the needs of young adults. Here she reflects on what improvements have been made to HealthCare.gov and what issues remain.
Cross-posted with the Field Clinic blog
On November 15th, state-run health insurance marketplaces and the federal government's HealthCare.gov open for their second enrollment period.
Photo: Hoag Levins
LDI Senior Fellow Mark Pauly wants to have a conversation about the ACA’s mandatory coverage of preventive care.
Cross-posted from The Field Clinic blog
Despite all the media attention, most of us are only bystanders to the activities surrounding “Obamacare.” That’s because most of us still get our health insurance through our employers. The ACA focused on stabilizing the individual market and making coverage more affordable for people buying health insurance on their own.
All qualified health plans under the Affordable Care Act must cover a package of essential health benefits (EHBs) equal in scope to a typical employer plan. The law laid out 10 general categories of services that EHBs must cover, but did not itemize those services. Each state is allowed to identify an existing plan as a benchmark for these EHBs. The result of this policy is that EHBs vary from state to state, often because of a legacy of different state-mandated benefits (such as treatments for autism, infertility, or temporomandibular joint disorders).
In a new Data Brief, we look at how essential health benefits (EHBs) vary across states. The Affordable Care Act required qualified health plans to cover a package of essential health benefits (EHBs) equal in scope to a typical employer plan. The law laid out 10 general categories of services considered essential, but did not itemize those services.
We've gathered a collection of live tweets from our joint PennLDI-Wharton Public Policy Institute event held October 9. Three panels of researchers and policymakers shared results and insights about how the research could help improve implementation of health care reform.
Sit back, read more, and enjoy the story!
On Tuesday, October 7th LDI will host Avik Roy, Senior Fellow at the Manhattan Institute and the Opinion Editor at Forbes, who will talk about health insurance premium “rate shocks” attributable to the Affordable Care Act. (Register to attend)