Private Insurance/Exchanges

The main source of health insurance in the US, primarily through employers. The Affordable Care Act established health insurance exchanges (marketplaces) for the individual and small group market.

Window Shopping on Healthcare.gov and the State-Based Marketplaces: More Consumer Support Needed

Data Brief
Dec. 17, 2014

This data brief examines the window-shopping experience that consumers encountered on each health insurance marketplace website during the first two weeks of the Affordable Care Act's second open enrollment period. The marketplaces have made some progress toward adopting the recommended "Top 5 Rules for Decision Support." Shoppers found plenty of sorting and filtering options, but insufficient information about providers and little true decision support. 

Why We Should All Care about Obamacare

Oct. 23, 2014

Cross-posted from The Field Clinic blog

Despite all the media attention, most of us are only bystanders to the activities surrounding “Obamacare.” That’s because most of us still get our health insurance through our employers. The ACA focused on stabilizing the individual market and making coverage more affordable for people buying health insurance on their own.

Essential Health Benefits: 50-State Variations on a Theme

Data Brief
Oct. 22, 2014

All qualified health plans under the Affordable Care Act must cover a package of essential health benefits (EHBs) equal in scope to a typical employer plan. The law laid out 10 general categories of services that EHBs must cover, but did not itemize those services. Each state is allowed to identify an existing plan as a benchmark for these EHBs. The result of this policy is that EHBs vary from state to state, often because of a legacy of different state-mandated benefits (such as treatments for autism, infertility, or temporomandibular joint disorders). 

Storified! Health Care Reform in 2015

Oct. 11, 2014
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We've gathered a collection of live tweets from our joint PennLDI-Wharton Public Policy Institute event held October 9.  Three panels of researchers and policymakers shared results and insights about how the research could help improve implementation of health care reform. 

Sit back, read more, and enjoy the story!

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